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Why You Should Not Make Any Major Credit Purchases

Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.

Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.

Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.

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It is difficult to be an out of town buyer. We were worried about time constraints, difficulty with schedules of all parties involved - our schedule, seller's schedules, Donna's availability, etc. The out-of-town visits were short and day time to view properties in early spring was limited. Donna navigated all those difficulties as a true Champion! She made sure at all times and under all circumstances that our schedule and our needs were met. We found a house we wanted and needed. Donna's patience is limitless, her knowledge of the area is vast and her friendliness is genuine. Ludmila Pruner
It was a pleasure to work with someone who thorough,effective and professional.I feel fortunate that I found someone who was patient and kind as I looked at dozens of listings until I found the one that suited me best. The best part, however, is that I feel I've made a new friend and hope we will stay in touch. I certainly will sing your praises to others who talk about needing the assistance of a realtor. Pam Garland
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